:root{
  --bg:#E9F1F9;--bg2:#DCE8F4;--surface:#FFFFFF;--surface2:#F3F8FC;
  --navy:#0F2F55;--blue:#1A5FA8;--blue-d:#0E3D73;--sky:#4E9BDD;--sky-l:#BFDCF4;--sky-xl:#E3F0FA;
  --line:#CBDCEC;--text:#1E2F43;--muted:#5C7390;--green:#2E8B6F;--red:#B4474F;--amber:#C98A2E;
  --sans:'Manrope',-apple-system,system-ui,sans-serif;
  --shadow:0 8px 24px rgba(15,47,85,.08);--shadow-s:0 2px 8px rgba(15,47,85,.06);--gutter:clamp(1.2rem,4vw,2.4rem);--max:1200px;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--sans);font-size:16px;line-height:1.6;color:var(--text);background:var(--bg);-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-weight:800;line-height:1.15;color:var(--navy);letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.6vw,3.3rem)}h2{font-size:clamp(1.6rem,3.2vw,2.3rem)}h3{font-size:1.3rem;font-weight:700}h4{font-size:1.05rem;font-weight:700}
p{color:var(--text)}a{color:inherit;text-decoration:none}
.container{width:100%;max-width:var(--max);margin:0 auto;padding-left:var(--gutter);padding-right:var(--gutter)}
.section{padding:clamp(3.5rem,7vw,5.5rem) 0}
.section--white{background:var(--surface)}.section--blue{background:linear-gradient(160deg,var(--blue-d),var(--blue));color:#fff}
.section--blue h1,.section--blue h2,.section--blue h3,.section--blue p{color:#fff}
.eyebrow{display:inline-block;font-size:.72rem;letter-spacing:.22em;text-transform:uppercase;font-weight:800;color:var(--sky);margin-bottom:.8rem}
.section--blue .eyebrow{color:var(--sky-l)}
.lede{font-size:1.1rem;color:var(--muted);max-width:46rem}.section--blue .lede{color:rgba(255,255,255,.85)}
.center{text-align:center}.center .lede{margin:0 auto}
.mt1{margin-top:1rem}.mt2{margin-top:2rem}.mt3{margin-top:3rem}.mb1{margin-bottom:1rem}.mb2{margin-bottom:2rem}
/* nav */
.topnav{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);border-bottom:1px solid var(--line);padding-top:env(safe-area-inset-top,0px)}
.topnav__inner{max-width:var(--max);margin:0 auto;padding:0 var(--gutter);height:70px;display:flex;align-items:center;justify-content:space-between;gap:1.5rem}
.brand{display:flex;align-items:center;gap:.7rem;cursor:pointer}
.brand img{width:40px;height:40px;border-radius:50%;object-fit:cover;border:2px solid var(--sky-l)}
.brand b{font-weight:800;color:var(--navy);font-size:1.05rem;display:block;line-height:1.1}.brand small{font-size:.58rem;letter-spacing:.14em;text-transform:uppercase;color:var(--sky);font-weight:700;white-space:nowrap}
.menu{display:flex;gap:1.35rem;list-style:none;align-items:center}
.menu a{font-size:.8rem;font-weight:700;color:var(--muted);cursor:pointer;white-space:nowrap;padding:.35rem 0;border-bottom:2px solid transparent;transition:.2s}
.menu a:hover,.menu a.active{color:var(--blue);border-bottom-color:var(--blue)}
.navbtns{display:flex;gap:.5rem;align-items:center}
.burger{display:none;background:none;border:none;cursor:pointer;color:var(--navy);padding:.4rem}
.burger svg{width:26px;height:26px}
@media (max-width:1060px){.menu{position:fixed;top:calc(70px + env(safe-area-inset-top,0px));left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:.4rem var(--gutter) 1rem;border-bottom:1px solid var(--line);box-shadow:var(--shadow);transform:translateY(-140%);transition:.3s;z-index:99}
 .menu.open{transform:none}.menu a{padding:.9rem 0;border-bottom:1px solid var(--line);font-size:.92rem}.burger{display:block}.navbtns .btn{display:none}}
.page{display:block;animation:fade .3s both}@keyframes fade{from{opacity:0}to{opacity:1}}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font-family:inherit;font-weight:800;font-size:.84rem;padding:.9rem 1.5rem;border-radius:8px;border:2px solid transparent;cursor:pointer;transition:.2s;line-height:1.2;white-space:nowrap}
.btn--primary{background:var(--blue);color:#fff}.btn--primary:hover{background:var(--blue-d);transform:translateY(-1px);box-shadow:var(--shadow)}
.btn--outline{background:transparent;color:var(--blue);border-color:var(--blue)}.btn--outline:hover{background:var(--sky-xl)}
.btn--white{background:#fff;color:var(--blue)}.btn--white:hover{background:var(--sky-xl)}
.btn--ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}.btn--ghost:hover{background:rgba(255,255,255,.12)}
.btn--sm{padding:.6rem 1rem;font-size:.76rem}.btn--full{width:100%}
/* hero */
.hero{background:linear-gradient(180deg,#F4F9FD 0%,var(--bg) 100%);padding:clamp(3rem,7vw,5.5rem) 0}
.hero__grid{display:grid;grid-template-columns:1.1fr .9fr;gap:3rem;align-items:center}
.hero h1{margin:.6rem 0 1rem}.hero .lede{margin-bottom:1.8rem}
.hero__cta{display:flex;gap:.8rem;flex-wrap:wrap}
.hero__video{position:relative;max-width:400px;margin:0 auto;aspect-ratio:1;border-radius:50%;overflow:hidden;background:#0C101B;box-shadow:0 20px 50px rgba(15,47,85,.18),0 0 0 8px #fff,0 0 0 10px var(--sky-l)}
.hero__video video{width:100%;height:100%;object-fit:cover}
@media (max-width:860px){.hero__grid{grid-template-columns:1fr;text-align:center}.hero__cta{justify-content:center}.hero .lede{margin-left:auto;margin-right:auto}.hero__video{max-width:240px;order:-1;margin-bottom:1rem}}
/* stats */
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:1rem}
.stat{background:#fff;border:1px solid var(--line);border-radius:12px;padding:1.4rem 1.2rem;text-align:center;box-shadow:var(--shadow-s)}
.stat b{display:block;font-size:2rem;font-weight:800;color:var(--blue);line-height:1}.stat span{display:block;font-size:.8rem;color:var(--muted);margin-top:.4rem;font-weight:600}
/* cards */
.grid{display:grid;gap:1.2rem}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}
@media (max-width:960px){.grid-4{grid-template-columns:repeat(2,1fr)}}@media (max-width:700px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.6rem;box-shadow:var(--shadow-s);transition:.25s}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:var(--sky-l)}
.card h3{margin:.6rem 0 .5rem;font-size:1.1rem}.card p{font-size:.93rem;color:var(--muted)}
.ico{width:46px;height:46px;border-radius:12px;background:var(--sky-xl);color:var(--blue);display:flex;align-items:center;justify-content:center}
.ico svg{width:24px;height:24px;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.card--link{cursor:pointer}.card .more{color:var(--blue);font-weight:800;font-size:.84rem;margin-top:.8rem;display:inline-block}
.warn{background:#FFF7E8;border:1px solid #F1D9A5;border-left:4px solid var(--amber);border-radius:10px;padding:1rem 1.2rem;font-size:.9rem;color:#5A4420}
.warn b{color:#7A4F0A}
.info{background:var(--sky-xl);border:1px solid var(--sky-l);border-left:4px solid var(--blue);border-radius:10px;padding:1rem 1.2rem;font-size:.9rem}
.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:1rem;counter-reset:s}
@media (max-width:960px){.steps{grid-template-columns:repeat(2,1fr)}}@media (max-width:560px){.steps{grid-template-columns:1fr}}
.step{background:#fff;border:1px solid var(--line);border-radius:12px;padding:1.4rem 1.2rem;position:relative}
.step .n{width:40px;height:40px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;margin-bottom:.8rem}
.step h4{margin-bottom:.3rem}.step p{font-size:.88rem;color:var(--muted)}
.check{list-style:none;display:grid;gap:.5rem}.check li{display:flex;gap:.6rem;align-items:flex-start;font-size:.93rem}.check li::before{content:"✓";color:var(--green);font-weight:800;flex-shrink:0}
.cross li::before{content:"✗";color:var(--red)}
.badges{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:.8rem}
.badge{background:#fff;border:1px solid var(--line);border-radius:10px;padding:.9rem 1rem;font-weight:700;font-size:.9rem;display:flex;gap:.6rem;align-items:center;color:var(--navy)}
.badge .ico{width:34px;height:34px;border-radius:8px}.badge .ico svg{width:18px;height:18px}
table{width:100%;border-collapse:collapse;font-size:.92rem;background:#fff;border-radius:10px;overflow:hidden}
th,td{padding:.8rem .9rem;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}th{background:var(--sky-xl);color:var(--navy);font-size:.76rem;letter-spacing:.08em;text-transform:uppercase}
.tbl-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:10px}
.fiche{background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.6rem}
.fiche dl{display:grid;grid-template-columns:1fr;gap:0}.fiche div{display:flex;justify-content:space-between;gap:1rem;padding:.7rem 0;border-bottom:1px solid var(--line)}.fiche div:last-child{border:none}
.fiche dt{font-size:.74rem;letter-spacing:.1em;text-transform:uppercase;color:var(--sky);font-weight:800}.fiche dd{text-align:right;font-weight:600;color:var(--navy);font-size:.92rem}
.two{display:grid;grid-template-columns:1.2fr .8fr;gap:2.5rem;align-items:start}@media (max-width:900px){.two{grid-template-columns:1fr}}
/* forms */
.field{display:flex;flex-direction:column;gap:.35rem}.field label{font-size:.78rem;font-weight:800;color:var(--navy);letter-spacing:.03em}
.field input,.field select,.field textarea{font-family:inherit;font-size:.95rem;padding:.8rem .95rem;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--text);width:100%}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(26,95,168,.15)}
.field input.invalid,.field select.invalid{border-color:var(--red)}
.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:1rem}@media (max-width:620px){.fgrid{grid-template-columns:1fr}}.full{grid-column:1/-1}
.chk{display:flex;gap:.7rem;align-items:flex-start;padding:.9rem 1rem;border:1px solid var(--line);border-radius:10px;background:#fff;cursor:pointer;font-size:.9rem}
.chk input{margin-top:.2rem;accent-color:var(--blue);width:18px;height:18px;flex-shrink:0}
.chk.bad{border-color:var(--red)}
.upload{border:2px dashed var(--sky-l);border-radius:12px;padding:1.4rem;text-align:center;background:var(--surface2);position:relative;cursor:pointer}
.upload:hover{border-color:var(--blue)}.upload.ok{border-style:solid;border-color:var(--green);background:#EEF7F3}
.upload input{position:absolute;inset:0;opacity:0;cursor:pointer}.upload b{display:block;color:var(--navy)}.upload small{color:var(--muted)}.upload .fn{display:block;color:var(--green);font-weight:700;margin-top:.4rem;font-size:.85rem}
.wizard{background:#fff;border:1px solid var(--line);border-radius:16px;padding:2rem;box-shadow:var(--shadow)}
@media (max-width:600px){.wizard{padding:1.3rem}}
.wsteps{display:flex;justify-content:space-between;align-items:center;margin-bottom:2rem;position:relative}
.wsteps::before{content:"";position:absolute;left:16px;right:16px;top:16px;height:2px;background:var(--line)}
.wsteps span{width:34px;height:34px;border-radius:50%;background:#fff;border:2px solid var(--line);color:var(--muted);font-weight:800;display:flex;align-items:center;justify-content:center;position:relative;z-index:1;font-size:.85rem}
.wsteps span.done,.wsteps span.cur{background:var(--blue);border-color:var(--blue);color:#fff}.wsteps span.cur{box-shadow:0 0 0 5px rgba(26,95,168,.18)}
.wstep{display:none}.wstep.active{display:block}
.wstep h3{margin-bottom:.3rem}.wstep .sub{color:var(--muted);font-size:.92rem;margin-bottom:1.4rem}
.wnav{display:flex;justify-content:space-between;gap:1rem;margin-top:1.8rem;padding-top:1.4rem;border-top:1px solid var(--line)}
.choice{display:grid;grid-template-columns:1fr 1fr;gap:1rem}@media (max-width:560px){.choice{grid-template-columns:1fr}}
.choice label{border:2px solid var(--line);border-radius:12px;padding:1.4rem;cursor:pointer;text-align:center;background:#fff}
.choice label.sel{border-color:var(--blue);background:var(--sky-xl)}.choice input{display:none}.choice b{display:block;color:var(--navy);font-size:1.05rem;margin:.4rem 0 .2rem}.choice small{color:var(--muted)}
.amounts{display:flex;gap:.6rem;flex-wrap:wrap}.amounts button{font-family:inherit;font-weight:700;padding:.6rem 1rem;border-radius:8px;border:1px solid var(--line);background:#fff;cursor:pointer;color:var(--navy)}
.amounts button.sel{background:var(--blue);color:#fff;border-color:var(--blue)}
.recap{background:var(--surface2);border:1px solid var(--line);border-radius:10px;padding:1rem 1.2rem}.recap div{display:flex;justify-content:space-between;padding:.4rem 0;font-size:.92rem}.recap .tot{font-weight:800;color:var(--blue);font-size:1.05rem;border-top:1px solid var(--line);margin-top:.3rem;padding-top:.6rem}
.pay{display:grid;grid-template-columns:repeat(3,1fr);gap:.8rem}@media (max-width:620px){.pay{grid-template-columns:1fr}}
.pay label{border:2px solid var(--line);border-radius:12px;padding:1.1rem;text-align:center;cursor:pointer;background:#fff}.pay label.sel{border-color:var(--blue);background:var(--sky-xl)}.pay input{display:none}.pay b{display:block;color:var(--navy)}.pay small{color:var(--muted)}
.paydet{display:none;margin-top:1rem}.paydet.show{display:block}
/* faq */
.faq{display:grid;gap:.7rem}.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:0 1.2rem}
.faq summary{cursor:pointer;font-weight:800;color:var(--navy);padding:1rem 0;list-style:none;display:flex;justify-content:space-between;gap:1rem}
.faq summary::after{content:"+";color:var(--blue);font-size:1.3rem;font-weight:400}.faq details[open] summary::after{content:"–"}
.faq details p{padding:0 0 1rem;color:var(--text);font-size:.95rem}
/* docs */
.doclist{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1rem}
.doc{background:#fff;border:1px solid var(--line);border-radius:12px;padding:1.4rem;cursor:pointer;transition:.2s}.doc:hover{border-color:var(--blue);box-shadow:var(--shadow)}
.doc h4{margin:.6rem 0 .2rem}.doc small{color:var(--muted);display:block}.doc .more{color:var(--blue);font-weight:800;font-size:.84rem;margin-top:.6rem;display:inline-block}
.legal{max-width:52rem}.legal h2{font-size:1.25rem;margin:1.8rem 0 .6rem}.legal p,.legal li{font-size:.95rem;margin-bottom:.5rem}.legal ul{padding-left:1.2rem}.legal .meta{color:var(--muted);font-size:.85rem;margin-bottom:1.2rem}
/* member */
.member{display:grid;grid-template-columns:240px 1fr;gap:1.5rem;align-items:start}@media (max-width:900px){.member{grid-template-columns:1fr}}
.side{background:#fff;border:1px solid var(--line);border-radius:14px;padding:1rem}.side .who{display:flex;gap:.7rem;align-items:center;padding:.6rem;border-bottom:1px solid var(--line);margin-bottom:.6rem}
.side .av{width:40px;height:40px;border-radius:50%;background:var(--sky-xl);display:flex;align-items:center;justify-content:center;color:var(--blue);font-weight:800}
.side a{display:block;padding:.6rem .7rem;border-radius:8px;font-size:.9rem;font-weight:600;color:var(--text);cursor:pointer}.side a:hover,.side a.active{background:var(--sky-xl);color:var(--blue)}
.mpane{display:none}.mpane.active{display:block}
.kpi{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:1rem}.kpi .card b{font-size:1.8rem;color:var(--blue);display:block}.kpi .card small{color:var(--muted)}
.tag{display:inline-block;padding:.2rem .6rem;border-radius:999px;font-size:.72rem;font-weight:800;background:#E6F4EE;color:var(--green)}.tag.demo{background:#FFF3DD;color:#8A5A10}
/* events */
.ev{display:grid;grid-template-columns:100px 1fr;gap:1.2rem;background:#fff;border:1px solid var(--line);border-radius:12px;padding:1.2rem}
.ev .d{text-align:center;background:var(--sky-xl);border-radius:10px;padding:.6rem}.ev .d b{display:block;font-size:1.8rem;color:var(--blue);line-height:1}.ev .d small{color:var(--muted);font-weight:700}
.tabs{display:flex;gap:.5rem;margin-bottom:1.5rem}.tabs button{font-family:inherit;font-weight:800;padding:.7rem 1.2rem;border-radius:999px;border:1px solid var(--line);background:#fff;cursor:pointer;color:var(--muted)}.tabs button.sel{background:var(--blue);color:#fff;border-color:var(--blue)}
.tabpane{display:none}.tabpane.active{display:block}
/* footer */
.footer{background:var(--navy);color:rgba(255,255,255,.8);padding:3.5rem 0 2rem}
.footer__grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:2.5rem;margin-bottom:2rem}@media (max-width:860px){.footer__grid{grid-template-columns:1fr 1fr}}@media (max-width:520px){.footer__grid{grid-template-columns:1fr}}
.footer h5{color:#fff;font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;margin-bottom:.8rem}.footer a{display:block;font-size:.88rem;cursor:pointer;margin-bottom:.4rem;color:rgba(255,255,255,.75)}.footer a:hover{color:#fff}
.footer .warn{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.15);border-left:4px solid var(--sky);color:rgba(255,255,255,.85)}.footer .warn b{color:#fff}
.copy{text-align:center;font-size:.8rem;color:rgba(255,255,255,.5);margin-top:1.5rem}
.cookie{position:fixed;left:1rem;right:1rem;bottom:1rem;max-width:30rem;background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.2rem;box-shadow:var(--shadow);z-index:150;font-size:.88rem;transform:translateY(150%);transition:.4s}
.cookie.show{transform:none}.cookie .row{display:flex;gap:.5rem;flex-wrap:wrap;margin-top:.8rem}
.toast{position:fixed;bottom:1.2rem;right:1.2rem;background:var(--navy);color:#fff;padding:.9rem 1.2rem;border-radius:10px;z-index:200;font-size:.88rem;transform:translateY(150%);transition:.3s;max-width:22rem;box-shadow:var(--shadow)}
.toast.show{transform:none}.toast.err{background:var(--red)}.toast.ok{background:var(--green)}
.result{max-width:36rem;margin:0 auto;text-align:center;background:#fff;border:1px solid var(--line);border-radius:16px;padding:2.5rem 2rem}
.result .big{width:80px;height:80px;border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 1rem;font-size:2.2rem;font-weight:800;color:#fff;background:var(--green)}.result .big.bad{background:var(--red)}
.result .ref{display:inline-block;background:var(--sky-xl);border-radius:8px;padding:.5rem 1rem;font-weight:800;color:var(--blue);margin:.8rem 0}
@media print{.topnav,.footer,.cookie,.toast{display:none}.page{display:block!important}}

/* menu bouton + panneau (toutes pages) */
.menubtn{display:inline-flex;align-items:center;gap:.5rem;font-family:inherit;font-weight:800;font-size:.84rem;padding:.65rem 1rem;border-radius:8px;border:2px solid var(--blue);background:#fff;color:var(--blue);cursor:pointer}
.menubtn svg{width:20px;height:20px;stroke:currentColor;fill:none;stroke-width:2.2;stroke-linecap:round}
.menubtn:hover{background:var(--sky-xl)}
.mainlinks{display:flex;gap:1.2rem;list-style:none}.mainlinks a{font-size:.8rem;font-weight:700;color:var(--muted);padding:.35rem 0;border-bottom:2px solid transparent}
.mainlinks a:hover,.mainlinks a.active{color:var(--blue);border-bottom-color:var(--blue)}
@media (max-width:1100px){.mainlinks{display:none}}
.overlay{position:fixed;inset:0;background:rgba(15,47,85,.45);z-index:200;display:none}.overlay.show{display:block}
.panel{position:fixed;top:0;right:0;bottom:0;width:min(380px,92vw);background:#fff;z-index:201;transform:translateX(105%);transition:transform .3s;box-shadow:-10px 0 40px rgba(15,47,85,.2);display:flex;flex-direction:column;padding-top:env(safe-area-inset-top,0px)}
.panel.show{transform:none}
.panel__head{display:flex;justify-content:space-between;align-items:center;padding:1rem 1.2rem;border-bottom:1px solid var(--line)}
.panel__head b{color:var(--navy)}.panel__close{background:none;border:none;font-size:1.6rem;cursor:pointer;color:var(--muted);line-height:1}
.panel__body{overflow:auto;padding:.6rem 0 1.5rem}
.panel h6{font-size:.68rem;letter-spacing:.2em;text-transform:uppercase;color:var(--sky);padding:1rem 1.2rem .3rem}
.panel a{display:block;padding:.75rem 1.2rem;font-weight:700;color:var(--text);border-left:3px solid transparent}
.panel a:hover,.panel a.active{background:var(--sky-xl);color:var(--blue);border-left-color:var(--blue)}
.panel .cta{padding:1rem 1.2rem}